Is now a good time to refinance? We can’t know what rates will do tomorrow, but at these levels it makes perfect sense to lock in.
Gold tumbles below $1600 as Europe struggles. Has the dollar replaced gold as the international safe haven? Something to consider.
Could the U.S. become the largest oil producer in the world again? Many experts think so.
San Diego Magazine: "Best Personal Wealth Managers" 2007 & 2008, "Top Scoring Wealth Managers" 2010
US Allianz: member of the President's Club 2004-2005, Chairman's Cabinet 2006-2009
Prudential: member of the Masters Council 2006-2008
The Pacific Financial Group: member of the President's Advisory Council 2004-present
Numerous Other Awards...
As I'm sure you have already realized, things have changed. We have lived through probably the most prosperous time in history and many of our assumptions are based on our experiences during that time. Will they ever be the same again?
Things historically considered "low risk" need to be avoided. Strategies for growth, income, debt and security need to be re-thought.
Fortunately the news is not all bad. There are, as always, opportunities out there.
It is time to re-examine assumptions and priorities. Then implement strategies that are both effective and aligned with those priorities.
If you are unsure of how your wealth is performing in this climate, or need to review different ideas, give us a call.
J. Randall Gladden
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